Benefits strategy for
scaling businesses

We design high-value, cost-contained benefit programs for companies from 10 to 150 lives — with deep focus on PE, independent sponsors, and searchers.

What we do

Benefits implementation and transaction support

Benefits

Benefit program implementation

Custom benefits design and planning, focused on high-value but cost-contained strategies.

Multi-platform — group, level-funded, self-funded, ICHRA
Built for multi-state workforces and acquisitions
Day-to-day administration and onboarding
Transaction support

Diligence & risk coverage

Due diligence of benefit plans and key HR processes, plus coverage for deal items like earnouts.

Rigorous assessment playbook, minimal disruption
Program design and cost comparisons
Life & disability cover for earnouts and key persons
About us

BenefitsWRK is built from experience in the worlds of transactions and insurance

We spun out of a leading lower-middle-market independent sponsor and are focused on delivering value to scaling businesses.

Delivering solutions in partnership with
MetLife
Aetna
Cigna
UnitedHealthcare
Kaiser Permanente
Anthem
Blue Shield of California
Capital BlueCross
Excellus BCBS
Unum
Focus

Who we serve

We focus on companies that are scaling — whether growing into their first benefits plan or moving through a transaction. Typically 10 to 150 employees.

Operating companies

Scaling companies

Launching a first program, or looking for better value and service.

Plan comparison — group, level-funded, ICHRA
Medical, dental, vision & ancillary
Administration & day-one onboarding
Ongoing monitoring and support
Deal sponsors

PE, sponsors & searchers

We run diligence, provide program options, and cover unique deal risk.

Benefits diligence — findings memo
Earnout protection — life + disability
Key-person coverage
Lender-required placements
In practice

Example outcome for a 60-employee group

74%
lower premiums for employees — about $169K back in their pockets
$175K
cut from total annual premiums ($429K → $254K)
3%
savings for the employer, too — with more plan choice

A lower middle market business on a traditional group plan undergoing an acquisition. We ran a full census-level comparison and moved them to an age-based ICHRA — the platform still came out ahead, and employees received immediately more cash in their pockets post transaction.

Contact Us

We look forward to supporting your company.

Contact Us